Terms and Conditions

eGeniusCare LLC have adopted these Terms and Conditions to govern your use of Debify app and related services ("Services").

By installing, using, registering to or otherwise accessing the services, you agree to these terms and conditions. If you do not agree to these terms, please do not install, use, register to or otherwise access the services.

eGeniusCare LLC reserves the right to modify these Terms and Conditions at reasonable times, so please review it frequently. Your continued use of Services will signify your acceptance of the changes to these Terms.

1. Description of Service

Debify is a smart expense management and financial tracking application that helps users track, categorize, and analyze their expenses. The app offers both manual expense entry and optional automatic expense detection through notification processing.

2. User Accounts

To use certain features of Debify, you must create an account by providing your email address and other required information. You are responsible for maintaining the security of your account credentials and all activities that occur under your account.

3. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, store, and use information in connection with Debify. By using the Services, you consent to the collection and use of information as outlined in our Privacy Policy.

4. In-App Advertising

Debify displays advertisements to help support our free service. We use third-party advertising networks including AdMob and Audience Network. These networks may collect certain information as described in our Privacy Policy. You can opt out of personalized advertising through your device settings.

5. In-App Purchases

Debify offers optional in-app purchases for premium features. All purchases are processed through Google Play Store or Apple App Store. Payment information is handled securely by these platforms and is not shared with us. Refunds are subject to the respective app store's refund policies.

6. User Conduct

You agree not to use Debify to:

7. Financial Information and Disclaimer

Debify relies on information provided by users and third-party services. We do not guarantee the accuracy, completeness, or timeliness of any financial information. Debify is not a financial advisor and does not provide financial advice. The information provided is for informational purposes only.

8. Intellectual Property

All content, features, and functionality of Debify are owned by eGeniusCare LLC or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

9. Third-Party Services

Debify may integrate with third-party services including banks, payment processors, advertising networks, and app stores. Your use of these third-party services is subject to their respective terms and conditions. We are not responsible for third-party services or their privacy practices.

10. Disclaimers and Limitations

While we strive to provide reliable service, we do not guarantee that Debify will be available at all times or free from errors. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of Debify.

11. Indemnification

You agree to indemnify and hold eGeniusCare LLC harmless from any claims, damages, or expenses arising from your use of Debify or violation of these Terms.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes through the app. Your continued use of Debify after changes constitutes acceptance of the new terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes shall be resolved through appropriate legal channels.

14. Contact Information

If you have questions about these Terms, please contact us at feedback@debify.app.